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Vanguard - Saving for college - The Vanguard 529 College Savings Plan

Saving for college—trust Vanguard to help you reach your goal


Be a smart parent and save for college in a low-cost 529 plan with a range of fund choices. The Vanguard 529 College Savings Plan's cost advantage can help your money work harder for your student.
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Why the Vanguard 529

Low costs
Our expenses and fees, among the lowest in the industry, allow more of your money to work for your child.
Easy investing
Choosing an age-based option and an
automatic investment plan (AIP) could mean almost no work for you.
We're a leader in direct-sold 529 plans: Vanguard investment options are offered in 28 plans totaling more than $25 billion in assets.*

Fast facts

  • Minimum initial investment is $3,000; minimum additional investment is just $50.
  • Total contribution limit is $370,000.
  • No enrollment, transfer, or commission fees.
  • $20 maintenance fee on balances below $3,000.
  • Ugift® offers a convenient way for family and friends to contribute.
  • Upromise® services can add to your savings.  

All investments are subject to risk.

Your investment choices

Portfolios that adjust automatically

Consider age-based investment options for one-stop investing with almost no homework. You pick the option that matches your child's age and your risk level, and then we'll gradually move you to more conservative allocations as college gets closer.


You can also choose from individual portfolios and assemble an investment strategy that you monitor and change on your own.


Keep your money for college—not taxes

When you invest in a 529 plan, your earnings grow tax-deferred, so more of your savings goes toward your main goal—financing a college education.

College savings planner
More college planning tools

AIP is a quick, convenient way to transfer a fixed dollar amount automatically from your bank, savings and loan, or credit union to your Vanguard 529 account on a monthly or quarterly schedule.

Direct-sold 529 plans are plans purchased directly from the 529 plan sponsor or program manager without the help of an advisor or broker. These plans are typically less expensive because they don't have the additional fees and commission charges that often accompany broker-sold plans.

The availability of tax or other benefits may be contingent on meeting other requirements.

For more information about The Vanguard 529 College Savings Plan, call 866-734-4533 or obtain a Program DescriptionPDF, which includes investment objectives, risks, charges, expenses, and other information; read and consider it carefully before investing.  Vanguard Marketing Corporation, Distributor and Underwriter.

If you are not a Nevada taxpayer, consider before investing whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program.

The Vanguard 529 College Savings Plan is a Nevada Trust administered by the Board of Trustees of the College Savings Plans of Nevada, chaired by State Treasurer Kate Marshall. 

The Vanguard Group, Inc., serves as the Investment Manager and through its affiliate, Vanguard Marketing Corporation, markets and distributes the Plan. Upromise Investments, Inc., serves as Program Manager and has overall responsibility for the day-to-day operations, including effecting transactions. The Plan’s portfolios, although they invest in Vanguard mutual funds, are not mutual funds. Investment returns are not guaranteed and you could lose money by investing in the Plan.


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