Saving & Investing


Balancing multiple goals and needs

November 20, 2013

How to deal with competing financial priorities

Balancing saving for retirement with other financial needs is challenging under the best of circumstances. It can be even more difficult when your financial history is less than ideal, but there are steps you can take to help focus your efforts. Sarah Hammer of Vanguard's Investment Strategy Group and Karin Risi, who leads Vanguard Advice Services, offer some suggestions.

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Important information

  • All investing is subject to risk, including the possible loss of the money you invest.
  • Withdrawals from a tax-deferred account before age 59½ are subject to a 10% federal penalty tax unless an exception applies.
  • Vanguard Asset Management Services are provided by Vanguard National Trust Company, which is a federally chartered, limited-purpose trust company operated under the supervision of the Office of the Comptroller of the Currency.
  • Advice services are provided by Vanguard Advisers, Inc., a federally registered investment advisor. Eligibility restrictions may apply.
  • This webcast is for educational purposes only. We recommend that you consult a tax or financial advisor about your individual situation.

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