Markets & Economy


Spending from your portfolio: Total return versus income

April 15, 2013

Strategies to take income in retirement

Low bond yields have investors concerned about insufficient income when they retire. Sarah Houston of Vanguard Flagship Services® and Ken Volpert of Vanguard's Fixed Income Group present a creative strategy  to meet those needs: Spending down some of a portfolio's total return—dividends plus price change—which increases in value when bond prices are up.

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