Saving & Investing


Is a Roth IRA right for you?

August 20, 2012

Excerpt from a live Vanguard webcast

Joel Dickson of Vanguard's Investment Strategy Group and Maria Bruno of Investment Counseling & Research describe the various scenarios of investing in or converting to a Roth IRA. Mr. Dickson also says there are certain situations when converting to a Roth IRA can make sense—even for those who otherwise might choose a traditional IRA.

Full replay »


  • All investments are subject to risk. Diversification does not ensure a profit or protect against a loss in a declining market.
  • This webcast is for educational purposes only. We recommend that you consult a financial or tax advisor about your individual situation.
  • When taking withdrawals from an IRA before age 59 ½, you may have to pay ordinary income tax plus a 10% federal penalty tax.