Getting started

What is a mutual fund?

When you invest in a mutual fund, you buy a stake in the stock and bond markets by pooling your money with other investors. As a group, you gain access to a broader range of stocks or bonds than you probably could own by yourself. More »

 

The power of compounding

The key to making the most of your investments is compounding—letting your money work for you. You receive interest on your original investments and  on any interest, dividends, and capital gains that accumulate. Over time, the results can be impressive. More »

 

Prioritizing your goals

Juggling multiple financial goals

Investing for retirement, paying for college, buying a home: Your list of financial goals likely includes these and probably others. Set priorities and create a plan to give yourself the best chance of achieving them. More »

 

Create a financial safety cushion

When the unexpected happens—a medical bill, huge car repair, unemployment—will you have enough saved in reserve? And where should you keep your emergency fund? We'll show you how to get started. More »

 

How to take control of your debt

Not all debt is bad. For example, most people can't pay cash for a home, so they take out a mortgage. The key to successful debt management is to make smart lifestyle decisions and be disciplined about your spending. More »

 

Building wealth

Give your portfolio a tax break

You can minimize the impact of taxes on your investments by following a few simple strategies. The easiest way to get started is to consider investing as much as you can in a tax-advantaged account such as a 401(k) or an IRA. More »

 

Stay on track with guidance and advice

What's meaningful financial news and what's chatter? Are your investments on track to meet your goals? Even seasoned investors with a sound financial plan can benefit from guidance or advice at times. More »