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Money talks ... Why don't we?

July 11, 2014

For many people, discussing money and finances is considered taboo. We tread carefully around topics that have the potential to make us, and others, uncomfortable. In some instances, silence is golden. But when it comes to sharing your expertise (or lack of it) about money management, a little straight talk can go a long way. A conversation about money—how to manage it, save it, and invest it—can benefit you and the people you care about.

So someone told you to invest at Vanguard. Now what?

We believe you can benefit from the experience, vision, and commitment to long-term success Vanguard offers, and we're here to help you reach your financial goals. We invite you to take a look around. We think you'll like what you find.

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Start at home

Begin by taking stock of your own financial situation. Review your goals and make sure you're on track to reach them. If a discrepancy exists between what you should do and what you actually do, take action. Consider using your raises or bonuses to increase your contribution to your employer-sponsored retirement plan by a percentage point (or more, if you can), set up an automatic investment plan, or pad your emergency fund. Above all, hold yourself accountable for contributing to your savings regularly.

Spread the word

You don't have to be an investment whiz to help your friends and family take control of their finances. Talking about financial matters, no matter how much expertise you bring to the table, can increase your loved ones' awareness about topics like retirement, college savings, and estate planning and may even inspire them to get their own financial house in order. Being part of the conversation can also help you keep your own financial priorities in the forefront.

Here are some conversation-starting ideas:

  • Bring up a relevant news article or blog post you recently read and ask others about their take on the topic. (Tip: Find newsworthy information in's Insights area or see what our experts have to say on the Vanguard Blog.)
  • Set the stage for a future conversation by sharing a webpage with a friend or family member. When you're on, just click E-mail or Share at the top or bottom of the page.
  • Talk about what motivated you to start saving for retirement, college, or other goals. Admitting financial blunders is also a great way to get the ball rolling. You can speak in general terms or get personal. Others can learn from your experiences—and you can learn from theirs.
  • Create a unique webpage for someone you care about so he or she can easily access information about investing. Just log on to your Vanguard account and select Tell a Friend in the red bar at the top of the page to get started.

Now you're talking!

When it comes to promoting financial awareness, talk isn't cheap—it's priceless. This summer, start a conversation with someone you care about.


  • All investing is subject to risk, including the possible loss of the money you invest.
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