Your situation may change over time, so consider periodically reevaluating whether this asset allocation and portfolio still fit your goals.
All investing is subject to risk, including the possible loss of the money you invest. Bond funds are subject to the risk that an issuer will fail to make payments on time, and that bond prices will decline because of rising interest rates or negative perceptions of an issuer's ability to make payments. Investments in stocks issued by non-U.S. companies are subject to risks including country/regional risk and currency risk. Stocks of companies based in emerging markets are subject to national and regional political and economic risks and to the risk of currency fluctuations. These risks are especially high in emerging markets.
Diversification does not ensure a profit or protect against a loss in a declining market.The asset allocation of LifeStrategy® funds may vary from their target asset allocations.