Learn more about Vanguard money-transfer options

  • Electronic bank transfer. Transfer money from your bank account to your Vanguard account—or from your Vanguard account to your bank account—by simply calling us or visiting our website.
  • Automatic investment plan (AIP). Invest in your Vanguard funds on a regular basis. Transfer money from your bank account to your Vanguard fund account on the schedule you set. AIP lets you take advantage of dollar-cost averaging. When you invest a fixed amount on a regular schedule, you participate in dollar-cost averaging—the strategy that allows you to buy more shares when prices are low and fewer shares when prices are high.*
  • Automatic withdrawal plan (AWP). Withdraw money on a regular basis. Redeem shares from your Vanguard fund account and have the proceeds transferred to your bank account on a regular basis. This service is ideal for IRA shareholders who are age 59½ or older and want to draw income from their IRAs.
  • Wire redemption. Enjoy the convenience of selling shares and wiring proceeds of $1,000 or more to your bank. Generally, you can access wired money the day after your bank receives it.
  • Mobile check investment. With the Vanguard app, you can use the built-in camera on your smartphone or tablet to take a picture of the front and back of a check and then send the images to Vanguard. You can even invest multiple checks at the same time.

*Dollar-cost averaging does not guarantee that your investments will make a profit nor does it protect you against losses when stock or bond prices are falling. You should also consider whether you'll be financially and emotionally willing to continue investing during a long downturn in the markets.

The Vanguard Group

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