Personal Investors

Important fund performance information

Total returns

Short-term total return information is provided only as a service. Historical performance, particularly short-term performance, is no guarantee of future returns. Share price, yield, and return on an actual investment will fluctuate, and you may have a gain or loss when you sell your shares. Average annual returns include changes in share price and reinvestment of dividends and capital gains.

Since-inception returns for less than one year are not annualized.

Index performance is provided as a benchmark but is not illustrative of any particular investment. An investment cannot be made in an index.

Standardized returns

To see quarterly, fee-adjusted returns, click a specific fund name and view its profile pages.

Money market funds

The yield for a money market fund more closely reflects the current earnings of the fund than its total return.

Expense ratios

Expense ratios are displayed in each fund's Overview tab. For funds less than one fiscal year old, the expense ratios are estimated.

Prospectus information

For more information about Vanguard funds, you can download a prospectus by clicking the View prospectus and reports link on a fund's profile page, or you can ask us to mail you one. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing.

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