How you allocate your money among stocks, bonds, and short-term reserves may be the most important factor in determining the long-term return and volatility of your portfolio. Select funds only after you've determined the right asset allocation for you.
The Investor Questionnaire makes asset allocation suggestions based on information you enter about your investment objectives and experience, time horizon, risk tolerance, and financial situation. As your financial circumstances or goals change, it may be helpful to complete the questionnaire again and to reallocate the investments in your portfolio.
To use Vanguard's Investor Questionnaire, you should read the assumptions and limitations, and accept our terms and conditions of use.
The Investor Questionnaire is designed to help you decide how to allocate your assets among different asset classes (stocks, bonds, and short-term reserves). You are under no obligation to accept the suggested allocations provided by this questionnaire.
The allocations provided are based on generally accepted investment principles. There is no guarantee, however, that any particular asset allocation or mix of funds will meet your investment objectives. All investments involve risks, and fluctuations in the financial markets and other factors may cause declines in the value of your account. You should carefully consider all of your options before investing.
The Investor Questionnaire is provided to you free of charge. It does not provide comprehensive investment or financial advice. Vanguard is not responsible for reviewing your financial situation or updating the suggestions contained herein.
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Vanguard Financial Planning Services provides advice for your individual needs.