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Vanguard - small-business plans - easy, low-cost ways to save for retirement

Small-business plans—easy, low-cost ways to save for retirement
 
 
 
  
 
Woman 

Let us simplify your retirement plan so you'll have more time to run your business. Whether you're self-employed or employ others, we have a plan to fit your needs and small-business specialists to provide you with exceptional service.

Your plan choices

Individual 401(k)
Generous contribution limits apply to this plan designed for sole proprietors or partners who have no common-law employees.

SEP-IRA
Minimal paperwork is required to set up this plan for small-business owners or the self-employed.

SIMPLE IRA
Businesses with 100 or fewer employees who want to maximize employee contributions may find this to be a suitable plan.

Which plan is right for you?
Compare our plans »

Why choose Vanguard

Save money
On average, other mutual funds cost about six times more than Vanguard's.* Our plans also don't require a setup fee.
Find the right investments
We offer a diversified fund lineup with no minimum initial investment that has delivered solid long-term investment results.** See our listings in Forbes and Money magazines.†
Simplify your plan
Take a tour of Small Business Online to see how you can manage and make contributions to your plan. Your employees can use Vanguard.com to track their investments. 
 
   
 

It's easy to get started

We can provide all the help you need to set up your plan. Call a small-business specialist at 800-662-2003.

 

  
     

All investments are subject to risk.

An employee other than an owner, a business partner, or a shareholder of a corporation and their respective spouses. (Independent contractors are not employees.)

More than 30 Vanguard mutual funds appear on the latest Forbes ''Best Buys'' list.

Money magazine named 24 Vanguard funds and ETFs to its 2009 list of ''the best mutual funds you can buy.''
 
 
 
 

* Source: Lipper Inc. Vanguard average expense ratio 0.20%, industry average 1.19% as of December 31, 2008.

** See the most recent performance of our funds. Past performance is no guarantee of future returns.

† Forbes, February 2, 2009, or Forbes.com. The article lists 116 funds in 22 categories based on risk-adjusted performance and costs. The "Money 70" list in Money's February 2009 issue is based on low expenses, a strong record for putting shareholder interests first, a consistent investment strategy, and experienced managers. 

 

 

 

  

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