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Vanguard - annuities through Vanguard - spend less and keep more for your retirement

Annuities through Vanguard—spend less and keep more for your retirement 
 
 
 
  
 
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Whether you're saving for retirement or want retirement income, commission-free annuities through Vanguard can give you a head start.

You can escape high fees

If you own a high-cost annuity, you could save about 75% with a tax-free transfer (called a 1035 exchange) to the Vanguard Variable Annuity.*

We'll make it easy to switch. We can:

  • Help you evaluate your options.
  • Check on potential surrender charges from your current company.
  • Show you potential savings.
  • Assist with any paperwork.

Call us at 800-357-4720 to speak with a noncommissioned annuity specialist.

For retirement savings

Vanguard Variable Annuity
You can invest in diversified, low-cost Vanguard portfolios designed for almost any goal.

Vanguard Fixed Annuity—Single 5
You can save without having to worry about market ups and downs. Annual effective interest rate 2.65% as of 11/01/2009. Rate is subject to change without notice.

For retirement income

Vanguard Lifetime Income Program® 
You can receive income through the Vanguard Lifetime Income Program. Call us at 800-357-4720 for more information.

Tip: Interested in learning more about the basics of annuities and how they can play a role in retirement planning? Join us for Straight talk about annuities, a free interactive online video conference. Register or learn more »


Variable annuities are long-term investment vehicles designed for retirement purposes and contain underlying investment portfolios that are subject to investment risk, including possible loss of principal.
 
 
 
 

About the issuers

* Source: Morningstar Inc., as of December 2008. The Vanguard Variable Annuity has an average expense ratio of 0.62% versus the annuity industry average of 2.41%.

5114 (08/09)

  

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